7191 Cypress Lake Drive Street 3
Fort Myers FL 33907
We specialize in helping individuals and families regain control of their financial by repairing and improving their credit scores.
Credit repair is the process of identifying and disputing inaccurate, outdated, or unfair negative items on your credit report. These errors can negatively impact your credit score, making it harder to qualify for loans, mortgages, or credit cards. Ultimate Credit Pros works to challenge these items with the credit bureaus and creditors, helping you improve your credit standing over time.
Yes! The Fair Credit Reporting Act (FCRA) gives you the right to dispute inaccurate information. We simply use legal and ethical methods to correct your credit report.
Catalyze growth, forge strategic partnerships, and capitalize with our dynamic business development process.
Yes! Try these options:
• Credit builder loans
• Rent reporting services (e.g., Boom, RentTrack)
• Becoming an authorized user
• On-time utility bill reporting
Yes! A better credit score means lower interest rates, better loan terms, and higher approval chances. We help you prepare your credit profile to meet lender requirements.
We can remove inaccurate, unfair, or outdated negative items through the dispute process. However, we cannot remove legitimate negative items that are correctly reported. If an item is accurate and current, it will likely remain on your credit report until it ages off.
It depends. Removing a negative account can improve your score, but if it’s an old account with a long credit history, your score might dip temporarily. We guide you on how to maintain a strong score long-term.